• Only pay back when customers pay you - repayments mirror your cash flow

  • 90% approval rating

  • No hard credit checks - we only conduct a soft credit check which doesn’t affect your credit score

  • 24hr Approval

  • No APRs interest rates, fixed monthly payments or late fees

Merchant Cash Advance for Hospitality and Retail

£10,000 - £500,000 in Business funding

To be eligible for a Bar Smart Merchant Cash Advance, your business must:

  • Be trading for a minimum of 6 months

  • Be based in the UK or Ireland

  • Have an average monthly credit and debit card turnover of at least £10k

  • Process payments through a card machine (PDQ) and/or online payment system

  • Ideal funding for: Pubs, Restaurants, MOT Garages, Hairdressers, Hotels, Retail and Convenience Stores and more

Most flexible type of funding available

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24 hour average turnaround

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90% Acceptance rate

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Most flexible type of funding available · 24 hour average turnaround · 90% Acceptance rate ·

Fill out the online application form below to receive your free, no obligation merchant cash advance quotes. This will not affect your business’ credit rating.